Mortgage Loan

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Loan against property allows you to use the value locked up in a property to meet any expenses you may have. While the loan amount depends on the total value of your property, you are free to use the funds as you see fit. Your property acts as collateral for the loan, but you can continue to use it as before.

At Rupaiyabazar, we provide customized property loan depending on your requirement. Thus, you may be salaried self-employed or an SME-rest assured, we have a product for you. Our streamlined process with minimal documentation ensures a hassle-free experience for every customer.

You can reach out to our support team for answers to any queries you may have or information you need via phone, email, or chat. Apply for a Loan Against Property today, and make the most of a host of advantages as our valued client.

Eligibility Criteria

At Rupaiyabazar, you can avail customized property loan depending on your requirement. Regardless of whether you are salaried, self-employed or an SME-you will find a product that meets your requirements.


Interest Rate


Documents Required

Mortgage loan with Rupaiyabazar is simple and straightforward. Documentation and other procedures are kept to a minimum for your comfort.

Loan Calculator

Determine the optimum home loan EMI and make an informed decision with our housing loan interest calculator below.

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es. The sanctioned loan amount can be used for a wide range of financial needs, both personal and business. However, it’s important to understand what expenses can be catered to with this loan. Read the fine print and if you have any queries, get in touch with the lender for additional information.

The type of borrower who can apply for this loan varies from bank to bank. For instance, most banks offer this loan for both salaried and self-employed individuals. Resident Indians and NRIs are also eligible for a mortgage loan. However, there may be additional criteria you’ll have to meet to be eligible for a mortgage loan.

The margin offered against your property differs from bank to bank, and also the type of property you’re submitting as collateral. The average margin offered by banks and financial institutions is between 40% and 60%. Some banks also offer a 70% margin.

Most banks require you to submit either residential (flat, house) or commercial property (building, building with land) as collateral. In some cases, you can also pledge your plot of land as security. However, this has to be non-agricultural land. You cannot use your industrial or agricultural property as security for a LAP.

Yes, you can foreclose your mortgage loan. However, you will have to clear the entire loan amount before requesting for foreclosure. Do note that banks charge a certain amount as pre-closure fees. The amount varies from lender to lender, so ensure you’re aware of all the charges before proceeding with foreclosure of your mortgage loan.

Features & Benefits

Longer Tenure, Smaller EMI's
Easy and Hassle Free Documentation
Attractive Interest rate
High Value Funding

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If you have any doughts or questions feel free to contact us. We are always open to answering all you queries.


Street name and number 3333, District and country Zip. 004560

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Mon – Fri 9:00 – 18:00

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