"Protection 24/7 and personal atention is the best."
Overview
A Personal Loan is an unsecured credit that you can avail without pledging any collateral. Unlike other loans, a personal or unsecured loan has easy eligibility criteria, special offers and unrestricted end-use for you to finance your immediate expenses, be it a medical emergency or a foreign trip.
The personal Loan is just what you need to address your diverse financial needs – be it marriage expenses, unexpected medical expenses, or any other personal expense, you can now look forward to getting the financial support you need, without any hassles.
Eligibility Criteria
At Rupaiyabazar, we partner with you to fulfil your dreams and aspirations with customized personal loan schemes. Our personal loan eligibility criteria are easy to comply with.
- Age: 21 Years to 67 Years
- Permanent Resident of India
- Minimum Cibil Score: 750
- EMI as Percent of Income: 65.00%
Interest Rate
- Interest Rate: 7.9%
- Loan Amount: Rs 1500 - Rs 2 Lakhs
- Loan Tenure: 1 Year
- Processing Fee: 3% of loan amount
- Early Payment Fee: 2% of outstanding loan amount
- Late Fee: 2% of EMI amount per week
Required Documents
Apply for Personal Loan to Rupaiyabazar is simple and straightforward. Documentation and other procedures are kept to a minimum for your comfort.
- Photo Identity Proof
- Income Proof
- Employment Certificate
- Address Proof
- KYC Documents
Loan Calculator
Calculate your personal loan EMI with the help of Rupaiyabazar Personal Loan EMI Calculator.
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Insurance Cases
The amounts of personal loans typically range from $1,000 to $50,000, depending on the lender, and your income, other debt, and credit score. The better your credit score and the higher your income, the more money you can borrow. Most banks place caps on the amount you can borrow.
Common Charges and Fees Related to Personal LoanThis amount is quite small and often varies between 0.5% and 2.50%. The processing charges for personal loan will vary from bank to bank.
If the borrower fails to pay the EMI, the bank charges a penal interest on the overdue amount. Financial lenders usually charge a penal interest of 2%-3% per month of the overdue amount.
Here are a number of ways by which you can repay your loan. These include:
- Via Electronic Fund Transfer (EFT)
- By cheque
- By physically paying at a branch of the lender
- Via standing instruction for automatic deduction from your account
Getting approved for a personal loan generally takes anywhere from one day to one week. As we mentioned above, how long it takes for a personal loan to go through depends on several factors, like your credit score. However, one of the primary factors that will affect your approval time is where you get your loan from.
Features & Benefits
get in touch
If you have any doughts or questions feel free to contact us. We are always open to answering all you queries.
Address:
Street name and number 3333, District and country Zip. 004560
Open Hours:
Mon – Fri 9:00 – 18:00
Loan Solutions
- Home Loan
- Car Loan
- Educational Loan
- Martgage Loan
- Loan Transfer
- Personal Loan
Quick Links
- About Us
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